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Mexico Auto Insurance Coverages
Term of Insurance: Daily up to one year. Significant discounts for six month and annual polices.
Coverage Territory: Entire Republic of Mexico.
Civil Liability: This coverage protects you in the event you cause bodily injury or property damage to third parties. Coverage US$100,000 with increased limits available, Combined Single Limit for damages you do to others. BEWARE OF OTHER MEXICO INSURANCE COMPANIES WHO USE LOWER SPLIT LIMITS, I.E. 40/80/40. Lower split limits reduce the amount of payment for certain types of losses.
Medical Expense For Occupant: Our policy will pay medical expenses of the driver and occupants of the vehicle in Mexico for injuries sustained in a covered cause of loss. Coverage is available up to US$2,000 for each injured party but not more than US$10,000 for all occupants combined.
Guaranteed Bond & Legal Assistance: Our policy will pay to assist you in the event you need to deal with Authorities following a covered cause of loss. BEWARE OF OTHER MEXICO INSURANCE COMPANIES WHO DO NOT INCLUDE THIS COVERAGE IN THEIR PROGRAM.
Travel Assistance: Our policy includes certain types of travel assistance, including Medical Assistance, tourist information, vehicle towing, etc. MOST OTHER MEXICO CAR INSURANCE COMPANIES DO NOT OFFER THIS SERVICE.
Optional Physical Damage Coverages: 1) Property Damage To Your Vehicle- This coverage includes Collision, Turnover, Fire, Lightning, Explosion, and certain meteorological events among other coverages. Note that "Comprehensive" coverage as known in the U.S. is not available in Mexico. 2) Total Theft- This coverage includes Total Theft of the vehicle. Note that Partial Theft coverage is not available in Mexico.
Refer to the actual policy for specific coverage terms and conditions |
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